As I was going to bed on New Years Eve, I logged on quickly to check on my bank balance. I was alarmed and dismayed to see that the two charges that I had made recently were posted twice, which overdrew my checking. Thankfully, I have overdraft protection on my account so they only charged me a $3 service fee at the time but the matter still stood that the charges posted twice.
I emailed them extremely early in the morning, around 3 am. Apparently, my bank had a New Year’s glitch that caused this to happen to many other members but they got it cleaned up and my money was back and charge was reversed by the time I got up the next morning.
Needless to say, it was a moment when I was thrilled to have our emergency fund. If this had happened a year ago it probably would’ve resulted in some Major Problems, but because we had the extra cash available it was no big deal.
Hooray for liquidity! 🙂
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